Handling Your Insurance Needs For 38 Years

Where Integrity Begins

Protecting San Diego For Over 38 Years

We are a family owned and operated business serving San Diego Since 1978.

Our expert agents of insurance guarantee you will be protected. We work with several insurance companies so we can get you the best rate possible.

We offer Insurance in Personal Lines, Life & Annuities, Health & Commerical. Offering over 200 carrier lines for full service in auto, home, life, commercial and health. We work for you to find the coverage and price that fits your specific needs.

Frequently Asked Questions

What insurance carriers do you work with?

We have appointments with many different carriers depending on the type of insurance required. Some carriers are specific to earthquake insurance such as iCat, CEA or Geovera. However, we primarily work with Preferred A Rated companies such as Nationwide, Mercury, Kemper, Safeco, Travelers, The Hartford, Metlife, Chubb and Progressive for example. In the event we need to find an insurance company to cover a more difficult risk we utilize a surplus lines carrier such as Lloyds of London or RPS (Risk Placement Services).

What kind of insurance do I need?

This is not a quick answer. It is best to set a time to speak with your current insurance professional to go over what assets you need to protect and what amount of insurance you would need in the event of a loss be it due to a fire or the loss of a loved one to maintain your current style of living. Insurance commonly ranges from homeowners, renters insurance, condo owners, automobile, motorcycle, umbrella, earthquake, flood and jewelry or high value personal property floaters. Other forms of insurance being health, life insurance, long term care and disability insurance. Each of these can be explained to you when you meet with your broker to see what would adequately take care of your needs.

Who do I contact if I have a question or claim?

Since we offer many different companies the best thing to do would be to call us directly so we can answer your questions or direct you to the correct number to speak to claims representative.  If you have your specific companies claim number and it is after working hours you can call them directly. In most cases the carrier will require you speak to them directly but we do like to know what is going on with our clients so that we can best help assist you with this process.

When is a good time to re-evaluate my current insurance needs?

A good rule of thumb for when you should re-evaluate your current insurance needs is when you make a new purchase (auto or home), marriage, divorce, have a baby, the addition of a teenage driver or take on a new career. Major life events are an excellent time to have a re-evaluation of what additional forms of insurance may be appropriate for you. However, you can have a review of your insurance done at any time to see if you are with the most competitive carrier for your current needs. Insurance companies take state wide and companywide increases at different intervals and we work to maintain the best coverage at the most affordable rates for our clients.

Wilson Insurance Team

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Trip Wilson

Licensed Agent/Broker
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Kristen Wilson

Licensed Agent/Broker
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Gina Babin

Customer Service

Our Happy Clients

Why Our Clients Love Us

I found Kristen Wilson a couple months back and she did wonders. I gave her all my former insurance information and found me a great coverage. Although my total cost a month decreased slightly, she practically DOUBLED my coverage for the same price. I easily recommend anyone to her. She even does business insurance and workers compensation also.

Cody S.

I just got a new car and needed to upgrade my auto insurance in a hurry. Kristen was so fast and efficient, that I was able to drive my new car off the lot that day!!! Very appreciative of the service I received with this company.

Joe S.

What a professional experience! Trip and Kristen Wilson make a fabulous father daughter team! My husband and I were very impressed with the care and organization of our insurance quote meeting. Trip really took time to gather extensive information for us to review which really helped us in choosing the correct coverage for our family! Kristen kept us on track with excellent, friendly follow up. This honest and caring family team will really save you a lot of money with their many options and flexible rates that large companies just can't offer. With over 4 generations of insurance experience in the family, Trip and Kristen Wilson know what they are doing! I would highly recommend them to anyone for all personal and business insurance needs!

Genevieve Grant

Great, personalized service, and they saved me money. I've already recommended Kristen Wilson to friends for their insurance needs. Fantastic family-run business.

Kristen is personable, caring and gave me a better quote than Farmers. The whole process was easy and I will never go to a different insurance company again!

Kristen takes the time to explain everything I need to know on my insurance coverage and how to protect myself. She has also helped numerous clients of mine on home insurance with excellent customer service and competitive pricing.

I've been working with Trip & Kristen for a few years now and truly love them both. Kristen does my personal insurance lines and she saved us $250 on renewals without us even asking! She's a pleasure to work with and I would recommend her to anyone. Also, they give out handmade cookies to their clients on holidays... really good ones...

5 stars all the way for the Trip Wilson Insurance Agency! I have worked with Kristen for both my personal insurance and refer her to all my clients as well. She is always on top of it and can get you a quote within a few hours! Her excellent communication throughout the process and follow up are amazing. She is easy to work with and will go above and beyond to make sure you are taken care of! Even if you are happy with your current insurance, it doesn't hurt to give her a call she may be able to save you a few hundred dollars and increase your coverage.

We are here to help with all of your insurance needs